banner
PRODUCT FEATURES

Core Feature:

  • Up to 55 days Interest Free Credit Period
  • Earn 2 Cash Points on every Rs.150 spent for your business needs
  • Earn 10X Cash Points on your select Business spends such as

Note: 10X Cash Points applicable on minimum spends Rs. 10,000 in statement cycle

Activation Benefit:

  • Get Amazaon voucher worth Rs.250 on making one transaction on your Biz Grow Credit card within first 37 days of card issuance. Voucher can be redeemable on top brands like Amazon, Swiggy & more.

Milestone Benefit:

  • Earn 2000 CashPoints every quarter on your quarterly spends of Rs. 1,00,000. (Excluding rent and petrol)
  • Redeem your CashPoints against statement. (Earn 1 CashPoint = Upto Rs.0.25)

Fuel Benefits:

  • Enjoy 1% fuel surcharge waiver at all fuel stations across India (on minimum transaction of ₹400 and maximum transaction of ₹5000. Max Cashback of ₹250 per statement cycle)

Additional Benefits:

  • Dining Benefits: Get up to 7.5% savings on all your restaurant bill payments with Swiggy Dineout on paying via Swiggy App using your card (20k + restaurants). click here to Know more.
  • SmartPay:

    - SmartPay is an automatic payment facility available on your Credit Card to pay your utility bills.

    - Get assured cashback upto Rs. 1800 in the first year and exciting e-vouchers worth upto Rs.800 for adding 2 or more bills on Smart Pay.

  • SmartBuy: Get Upto 10% Cash Back on Flipkart, MakeMyTrip, Apple Imagine Tresor, on SmartBuy
  • Smart EMI: HDFC Bank Biz Grow Credit Card comes with an option to convert your big spends into EMI after purchase. To know more Click Here
  • Easy EMI: Choose EMI option for your large online or in-store purchases using your Biz Grow Credit Card and avail easy repayments using Easy EMI. Click Here to know more
  • Zero Lost card liability: In the unfortunate event of losing your HDFC Bank Biz Grow Credit Card, on reporting it immediately to Customer Care Toll Free Number: 1800 1600 / 1800 2600, you have zero liability on any fraudulent transactions made on your Credit Card.
  • Credit liability cover: Rs. 3 lakh
Business Inusurance Benefit

HDFC Bank BizGrow Credit Card provides Business Insurance package at an annual premium of Rs.3,785 (including GST) which includes:

  • Fire & Burglary insurance for Shop upto Rs. 5 lacs
  • Cash in Safe/Transit upto Rs.25,000
  • Electronic Equipment insurance excluding terrorism upto Rs.50,000
  • Hospital Cash: Accident only amount payable per day upto Rs.1000
  • Hospital Cash: Illness only amount payable per day upto Rs.1000.

Also note that, cardholders have the option to choose higher Business Insurance cover as per their Business need at discounted premium. Below are the various options for cardholders to choose Business Insurance according to their Business needs.

Business Insurance Annual Plan DetailsInsurance Plan 1 Insurance Plan 2 Insurance Plan 3Insurance Plan 4
Fire & Burglary insurance for Shop (excluding Theft)5,00,00010,00,00020,00,00050,00,000
Cash in Safe25,00050,0001,00,0002,50,000
Cash in Transit25,00050,0001,00,0002,50,000
Electronic Equipment insurance (excluding terrorism)50,0001,00,0002,00,0002,50,000
Hospital Cash: Accident Only Amount Payable/ Day(30 Days Cover)1,0001,5002,0005,000
Hospital Cash: Illness Only Amount Payable/ Day (30 Days Cover)1,0001,5002,0005,000
Total Premium without GST3,2076,22112,44223,886
Total Premium with GST3,7857,34114,68128,185
Fees & Charges
  • Joining/Renewal Membership Fee – Rs. 500/- plus Applicable Taxes
  • Please Click here to view the fees and charges applicable on your HDFC Bank Biz Grow Credit Card.
  • Spend Rs. 1 Lakhs in an anniversary year (12 billing cycles) and get Renewal Fee waived for next renewal year.
Savings on card
  • Save up to ₹ 27,300 annually on BizGrow Credit Card.
  • Click Here to know savings on your card.
closeCookieConsent
cookie
Have a cookie :)

By using this site you agree to SmartBuy's use of cookies to give you a personalised experience. For more please read the cookie policy.